Sell your House in Catawba without Listing Fees & Open Houses.

Dear homeowners in Catawba

You must be here because you have a house or property you need to sell, but you aren’t too excited about the hassles and fees that are attached to a traditional sale with a real estate agent.

At H&M Home Solutions, our “cash for your house” program fills the gaps that listing with a real estate agent and the tech giants don’t. We’re not real estate agents, we’re direct cash house buyers and buy several houses each month in the Catawba area.

We’re local. Unlike Zillow and the other “internet buyers,” we’re local. We know the area well and can offer an informed and fair price rather than an autogenerated number from a machine.

Our offers are guaranteed. When we make an offer, that’s the price we’ll pay. We’ve heard horror stories from clients of other less experienced home buyers or large corporations in which they made an attractive offer only to reduce their offer just days from closing. We’ve even purchased houses from local house sellers after a large corporation or fly-by-night buyer backed out completely at the last second.

Essential Info for Homeowners in Catawba

Tax Delinquency

Are you behind on tax payments? Do you owe interest in tax debt? We can help out of this stressful situation!

Do You Know…

• _{Your home taxes are due on Sept 01 of every year}
• _{Property taxes are considered delinquent starting January 6^th; interest accrues at 2% in January and continues to accrue at a rate of .75% every month thereafter}
• _{A tax lien against your Home can prevent it from acquiring a conventional bank loan and therefore unfit to sell in an open market}

No Worries, We Got You

1. _{If you decide to sell your property, we can do “all cash” quick closing offer (as little as 15 days), you may avoid time-sensitive penalties and/or interest OR We have other financial options which can be molded as per your needs}

“Shhh.. We keep all information private and confidential”

Due on Maintenance

Would you like to sell your home without the cost or hassle of making repairs? We can help you!

_{Do You Know…}

• _{Permits on average can cost you from $400 – $2000}
• _{Building department can put your property under “code violation” and therefore inhabitable if you have not performed necessary maintenance}
• _{Issues with septic, foundation, plumbing and electrical can hit your wallet hard, make your property unfit for conventional loan and can leave you with no options}

No Worries, We Got You Again

• _{Has anyone bought a home with a torn down roof & broken walls??? Guess what, we happily buy homes like this. YES, you can get an all cash offer for your home in “Existing Condition”, without Inspection and without appraisal}

“Repairs are a lot harder than it looks”

Foreclosure

Late on your mortgage payment? Have you had a notice of default filed on your property? We understand how stressful this can get.

Do You Know…

• _{You mortgage servicer only waits 120 days past your payment due date before flagging your property for foreclosure}
• _{Foreclosure process can leave you hanging for 3 months to 1 year with tons of paperwork and judicial expenses}
• _{Foreclosures can negatively affect your credit score and could stay on your credit report for 7 years}

No Worries, We STILL got you

• _{You can be saved in early stages of foreclosure. There are options available which no body talks about. We can either purchase the property on a fair market price, all cash OR lets talk about it and together get you out of the situation}

“Now this is serious, No ones likes their reputation and property to be auctioned”

Unwanted Properties

Have you inherited a property, but need to sell it? Do you want to sell your home without it consuming your time, money, and energy?

Do You Know…

• _{If you inherit a property and decide to keep it, you can be liable in paying property taxes, debt obligations, insuring the property and maintenance}
• _{In Divorce situations, reaching out to an attorney can cost you $1000s with added emotional stress}
• _{Most Ageing landlords suffer from property management and tenant payment issues which negatively effect the property marketability & value}

No Worries, We Ain’t Going Anywhere

• _{Situations like these can happen to anyone; Inherited Property / Code Violations / House in Probate / Death in Family / Retiring / Divorce / Moving. We can serve as your partner for such unwanted houses by offering you several different options to achieve a Win – Win solution.}

“Let us be the straps of your backpack to take over your unwanted load”

We Help Sellers in Catawba with Homes In Any Condition, Any Situation

• Divorce
• Foreclosure
• Fire Damage
• Ugly House
• Unwanted Property

• Trouble Selling
• No Equity
• Disability
• Behind on Payments
• Medical Bills

• Relocation
• Code Violations
• Bad Tenants
• House in Probate
• Retiring

• Death in Family
• Inherited Property
• Expensive Repairs
• Bankruptcy
• Job Loss

What’s the solution to skip the uncertainty and lengthy process?

Sell directly to H&M Home Solutions – we buy houses directly from homeowners in Catawba. Sell your house fast without the hassle of waiting for buyers or the cost of commissions.

When we buy your house with our local Cash Home Buyer program…

• We’ll clean the house – You don’t need to clean up and repair the property
• Sell as-is – Your house need repairs you don’t want to make? Great! We’ll do the repairs for you.
• No commissions (and we’ll pay closing costs!) – We don’t charge commissions. Our profit comes from fixing up your house and going through the hassles ourselves to sell it.
• Fully confidential and private – Avoid having to share your information with the world on the MLS, with agents and dozens of buyers. Our process is fully private and discreet.

We’ll know very quickly if we can help you, and unlike selling through an agent, you don’t have to wait to see if the buyer can get financing… we’re ready to buy right now!

What are the benefits of selling your house in Catawba directly to H&M Home Solutions?

H&M Home Solutions provides another option for selling your home. No listing fees. No agent commissions. And a quick, straightforward closing process. You won’t have to worry about the hassle of repairs or renovations. Getting rid of the headache of dealing with an unwanted property is our service to you. Sell your home without the hassle of a traditional sale. See the side by side comparison below:

Our Cash Offer Program

Selling your house in Catawba to H&M Home Solutions

We’ll make you a fair cash offer so you can sell without the hassles and stress of listing.

• Competitive cash offer within 24 hours
  Tell us about your house, then we’ll carefully evaluate it with local market expertise and provide you a fair, no-obligation offer.
• No Showings – No Hassles
  We buy your house “as-is,” so there are no open houses, no weekend showings, and no need to fix it up first.
• You choose your closing day
  Once we make an offer, we are able to close in days, not months. You pick the date that is best for you.
• We pay ALL closing costs
  Closing costs can add up, which is why we cover them for you. Absolutely zero extra costs or hidden fees.
• Zero fees. Zero commissions
  Since we’re buying your house, we charge no fees and no commissions. The sales price is the amount that goes into your pocket.
• We’ll cover any repairs
  Does your house need repairs? We’ll handle them for you. You can even leave behind unwanted items and we’ll haul them off – no extra charge.
• No Inspection or Financing Contingencies We don’t use bank financing so you don’t have to worry about our ability to close on a deal.

The Traditional Way

Listing your house in Catawba with a Real Estate Agent

The amount of time, money and stress involved with listing your house adds up.

1. The months it takes to sell add up
   Your home is costing you money the whole time it sits on the market. Some people just can’t wait 90 days to sell their house.
2. Plenty of showings and disruption to your life
   Not only do you have to get your house ready to show, but the number of showings can provide a serious disruption to your life.
3. It takes forever to close
   It takes anywhere from 30-60 days to close after accepting a buyer’s offer – that’s assuming that their financing doesn’t fall through…
4. 1-2% in closing costs paid by you, the seller
   On average, a seller is responsible for up to 2% of the sales price in the form of closing costs.
5. Fees and commissions stack up
   In addition to closing costs, commissions and fees stack up and reduce how much goes in your pocket. On average, 6% in commissions/fees are paid by a seller.
6. You could be on the hook for repairs
   Depending on what pops under during the inspection period, you could be on the hook for repairs that you didn’t know you needed.
7. Inspection & Financing Contingency* Buyers can back out or attempt to renegotiate sale price after inspection or if they can’t obtain a loan

*An inspection contingency lets the buyer have time to do an inspection and back out of the sale or negotiate a new price if there are repairs that need to be done. If you can’t come to an agreement with the buyer, the buyer has the right to back out of the sale. Similar, a financing contingency gives the buyer the wiggle room to back out of the purchase if they can’t obtain a loan or if the home doesn’t appraise for the value that the bank needs to close the loan

What does “as-is” mean?

We buy your Catawba home in as-is condition… meaning you don’t have to worry about doing repairs, fixing your home up, or getting it ready for showings. We’ll handle all repairs, inspections, etc. after we purchase your home. We’ll factor this into our offer, of course, but it saves you the money and the headache associated with getting your home ready to sell.

What does “all-cash offer” mean?

All cash means exactly that – all cash! Because we are real estate investors who are purchasing your home directly, we don’t rely on traditional financing like retail homebuyers. When you sell to us, there’s no risk of financing falling through or closing being delayed. When we make you an offer, that’s the full amount you’ll receive if you sell us your Catawba home.

How “fast” is a “fast closing?”

After you send us information about your home, we can make you a no-obligation, fair-cash offer in as little as 24 hours. After that, we can close at a local, reputable title company in as little as 15 days. Compare that to the 30+ days it can take to close when listing your house the traditional way, and the benefits are obvious!

What if I don’t need a “fast closing?”

At H&M Home Solutions, we work on your time frame. If you don’t need a fast closing due to the need to make arrangements, explore your future options, etc – we can schedule the closing on the day that works best for you!

Will I get a low-ball offer?

Our goal is to provide you with the most fair offer possible. Unlike other buyers or the big tech giants, we’re transparent with how we arrive at an offer amount. What we offer is based on what the value of the property may be once we make the necessary improvements and upgrades. We’re entirely transparent with this offer process and happy to walk you through how it works.

Is this even legit?

Yes – the real estate industry is rapidly changing, and thousands of Americans are exploring their options when it comes to selling their house the fastest, easiest, and most transparent way. That’s where we come in. We offer an alternative for those who may not have the time or ability to list their house on the market for top dollar. We’ll work with you to assess your situation, make you a transparent all-cash offer and close on your timeline.